Month: June 2020

Say Hello to E-cigarette

Cigarettes are falling out of favor by casual smokers nowadays. They’re now being replaced with e-cigarettes. These products usually aren’t exactly new within the market-in fact, we then can no longer be compelled to doubt whether they are simply a passing trend or possibly a device that could stay-it’s most likely the latter.

The Invention Of The E-Cigarette

In 2003, a creation by the Chinese pharmacist Hok Lin became the first commercially successful e-cig in the market. A heating element in the device turns liquid into vapor to be inhaled by the user. Nowadays, e-cigs with similar builds and designs can be found everywhere in the world. Brands such as NanoSTIX has made this device widely available for all.

The Rising Popularity Of The E-cigarette

The device is currently having a moment, but it shouldn’t be dismissed as a trend. Since being in the market since 2003, the device has had its ups and downs. The current surge in popularity can be attributed to smokers who are concerned about their health but are still unable to give up their smoking habit. E-cigarettes provide a solution and middle-ground for those conflicted between the two.

Types of E-cigarettes

A lot of governments worldwide are still trying to figure out the best way to regulate the e-cigarette industry. In Malaysia, e-cigarette brands will have to learn to play by the rules, which means no promotion and advertisement whatsoever. This wouldn’t be a problem for them though, as the consumers themselves are brand ambassadors for e-cigarettes and will recommend it to their social circles.

Using A Vape Pen

The designs may vary from brand to brand, but vape pens generally have rechargeable batteries, vape cartridges, lightweight steel casings, a heating element, and electronic circuits. To vape, a user breathes through a mouthpiece to vaporize the solution. Then, the user inhales the vapor. There are also flavored liquid from brands like NanoSTIX.

Understanding the Shift in Stick

There are several reasons for vaping, the most common being to quit smoking. Some may view sampling and experiment with e-juice flavors from NanoSTIX as a fun pastime. Others may just do it to relax. Finding community and belonging is also a factor of why some people vape. For a lot of users, vaping has been adopted as a lifestyle.

Are There Any Risks To Using E-cigarettes?

There’s an ongoing debate on the health risks of using e-cigarettes: is it healthier than traditional cigarettes? It is believed that e-cigarettes contain much less toxic chemicals, which makes it a better alternative for smokers trying to quit the habit. However, there is still not enough research to support or deny this belief.

E-cigarettes and Regulations

Regulation policies of e-cigarettes are dependent on the respective countries. For instance, Japan and Thailand are some countries that have completely banned e-cigarettes, while other states have no laws against it. In Malaysia, the usage is not outlawed, but advertising e-cigarettes is prohibited. Plans to introduce stricter regulations may be done by the Malaysian government.

The Future Of E-cigarettes

E-cigarettes have a mixed reputation in today’s society. However, the number of e-cigarette users in the world has increased even with the bad rep it gets. For many former smokers, e-cigarettes help break the habit of smoking. NanoSTIX can also help you quit smoking. Click on http://nanostix.com/ to learn more.

Complete Insurance Services by AIG Malaysia

Since 1953, AIG has been operating in Malaysia by providing premier protection plan insurance & risk management products and solutions for corporations and individuals. After at least Sixty years in operation with 15 offices nationwide, AIG Malaysia seemed to be consistently delivering quality solutions to customers. This is all possible with the contribution of their very own big network of agents, brokers, and schemes.

With the knowledge that nothing is more essential than protection and assurance when confronted with the uncertain future, AIG Malaysia gives several kinds of solutions that happen to be perfect for both personal and business needs.

When acquiring assets for instance homes and cars, the authority made insurance purchase mandatory to make sure that the citizen can look after themselves during mishaps. If ever the customers like to buy the car of home insurance from AIG, they shall be able to enjoy maximum coverage from common risks with the right rates.

Nevertheless, their health is still the primary aspect any person should prioritize upon. As AIG Malaysia proactively educates the public on the incredible importance of medical insurance coverage, it is pleasing to witness a stable rise in degrees of health-related insurance purchases on an annual basis resulting from their tireless effort.

As a consequence coming from the rise of international trading and more cost-effective traveling expenses, the Malaysian citizen tends to travel more for both work and leisure. Because there is a huge need for travel insurance, AIG has introduced a complete coverage policy for its customers with a catchy tagline, that is “let us “Jaga” you on your trip”.

For organizations, high-level risk management solutions are available. From property insurance to liability insurance, marine insurance, aerospace insurance, as well as engineering related insurance; corporations are free to subscribe to a versatile yet extensive plan that serves their risk management needs.

The concept to provide a customizable plan is as a consequence of AIG’s understanding that different businesses from different sectors, like those involved with education, professions, hospitality & leisure, import & export, communications, or media & technology industry, have different risk management requirements. Don’t forget, they are also mindful that scale matters, therefore AIG also has unveiled SME Package to help protect small companies with budget-friendly subscription plans.

Hence, individuals and firms who’re keen to subscribe to AIG Malaysia’s protection plan can visit their internet site and request for an insurance quote. Whenever they call for more personal assistance, customers can simply get information regarding agents within nearby locales and get an appointment set.

Being one of the top companies that embrace technology within its operation, AIG Malaysia has partnered together with Lazada Malaysia to make online protection plan insurance purchases less complicated. The infusion of e-commerce on their strategy will benefit the customers because they can easily purchase their preferred insurance coverage while having it activated around 72 hours after undergoing a few effortless registration steps.

RHB Bank All Geared Up to Take control of the Domestic Financial Markets

Presently, RHB Bank is just one of the leaders of the financial market in Malaysia. With foundations set in 10 countries within SEA that include Cambodia, Laos, Myanmar, Vietnam, and Thailand; RHB Bank is confident to progress faster by providing banking facilities that can help both businesses and individuals consistent with their respective needs. RHB Bank views this as a way to serve its customers better such as credit card.

Among the most common yet important services available to individuals are deposit account and self-banking services. With the competitive interest rate and availability of ATM and CDM in the bank branches and various other strategic locations across Malaysia, customers can enjoy maximum savings return while at the same time connect to their accounts for deposit and withdrawal easily anytime.

RHB Bank recognizes that more people make purchases online compared to using cash nowadays. Based on the data collected, it is discovered that more web users would prefer to make purchases using credit cards. Because of this, the Bank makes it a top priority to serve the prospects better by offering credit card facilities with outstanding rewards. Smart customers who compare credit cards meticulously know that RHB’s interest rate is one of the lowest.

RHB Bank understands that it is important to reduce the gap between demand and supply. For that reason, the company has formulated a unique credit card scheme that offers value that includes cashback rewards that grow larger when more transactions are made by cardholders gradually.

Despite that, RHB Bank comprehends the truth that offering credit cards and savings accounts are usually not enough. Presently, acquiring assets just like cars and properties require most people to apply for a good loan scheme. Thus, RHB has reformulated its loan structure intending to provide the lowest interest rate possible for quite a few types of loans. Plus, insurance services, unit trust, along with financial investment can also be made.

For business entities, RHB Bank is offering an incomparable banking solution. Application for commercial loans as well as corporate and investment banking are one of the many types of services made available. For interested partners, the can also subscribe to the Bank’s asset management services.

There’s one special category of customers which could reap the most benefits from this: the small-medium enterprises. The products offered by RHB Bank will certainly make it possible for these business owners to get more capital to develop their business by making an application for the loan. Meanwhile, SMEs in the e-commerce industry also can sign up for RHB’s effective retail solutions.

Nonetheless, RHB Bank still keeps its focus on the highly-demanded Islamic banking facilities. Such types of services are especially demanded in countries like Malaysia. So, they’ve offered Islamic corporate banking, Islamic treasury, unit trust, and wealth management that is available upon demand by either individuals or organizations.

In 2016, the Bank managed to increase the growth of its annual brand value by 24%, which automatically makes them the fourth fastest-growing banking industry player in Malaysia. Whilst they anticipate the upcoming year’s financial market potential, RHB Bank has begun strategizing to create more generative credit card campaigns in the foreseeable future.